As to current MMO options,
I dropped out of SWTOR before it went F2P, and doubt I ever touch it again.
Never played Rift, but have looked at it. I might give it a run sooner or later.
GW2 I have played a bunch, and plan on going back to at some point. Its Buy-to-Play instead of F2P, buy once, buy no sub fees.
Tera is pretty cool, I played it awhile, but it gets pretty group focused as you level, and I didn't have a standing group to play with. I would play again.
Neverwinter has great combat, but sub-par graphics. It looks like its about 10 years old, even though its brand new. It is fun, though. And the Foundry that gives players the ability to build their own content.
The Secret World is another Buy to Play, that I picked up on a Steam sale, buy really havnt gotten around to doing much with yet. It looks really neat though.
EVE. A totally different animal than anything else out there. You fly spaceships around and do whatever the hell you want. Be a miner, a trader, an industrialist, a combat pilot and fly everything from small ships to massive capital ships, or even pirates, and prey on other players. Very little is forbidden, pretty much the only real violations are 'hacks' to the game. Lie, cheat and steal from other players is allowed, and even encouraged. There is no level system. You gain skills 'Matrix Style' by injecting them into your brain, and they train in real time. Anywhere from a few minuets to a couple of weeks. It has a subscription fee, but expansions are all free.