Did our defenses in the 90s use a safety over the top? I'm not that knowledgable about that stuff but I'm thinking we didn't. CBs were basically on an island most of the time in lock down mode and the pass rush was extremely important to put pressure on the QB so the CBs didn't have to cover for very long.
In Osborne's early years Nebraska's defense was primarily a 5-2 base zone defense. After multiple bowl losses in the late 80's & early 90's Osborne knew that he needed to overhaul his defensive philosophy.
Thus, around the 92-93 season Nebraska began the switch to an aggressive, attacking 4-3 defense built on speed. It was primarily a one-gap scheme for the line, and the linebackers & secondary were primarily man-to-man. They would also play in Cover 4, sprinkle in zone blitzes, and play Cover-2 on obvious passing downs.
However, the coverage shell that Charlie McBride loved to use was a form of
"Robber" coverage, where at the pre-snap the safeties look like they are in Cover-2, but when the ball is snapped one of the safeties will drop into the hole, while the other safety plays the deep middle of the field. You can also take one of the safeties and give him man coverage, and then make one of the linebackers, usually the middle linebacker the robber.
So essentially the last several years we have witnessed Pelini's scheme where it was a 2-gap Cover-2 shell in the secondary designed to limit the big plays in the passing game, but would be weak against the run. Now in 2015 with Mark Banker switching the Blackshirts back to a more aggressive, 1-gap Cover 4 scheme, you will see a defense that is much stronger against the run, will probably produce more turnovers, and at times...give up the big pass play. But the main crux of the defense will be
"if you can beat us over the top...good for you, but you will not beat us with your running game."
COVER 4 BREAKDOWN:
The Cover-4 defense is mainly a match-up zone defense that can fit any defensive alignment. It requires the defensive line to stop the run first, and rush the passer second. There are numerous zone blitzes that a defensive coordinator can use with the cover-4.
Linebackers: Linebackers in a cover-4 are taught to play aggressive and to attack the line of scrimmage first. Because of the coverage behind them, usually this frees up the linebackers to have opportunities to make big plays in the backfield.
Corners: In this scheme you need corners with speed & agility. They will be on an island, and depending the play call they can either play press-man or play soft coverage.
Safeties: The safeties in a cover-4 scheme have to be incredibly smart, and make quick decisions.
(X-Factor): TACKLING! If a team is going to commit to this style of defense than the back seven in the secondary have to display essential one-on-one tackling fundamentals. Look for the Cornhuskers to vastly improve in this area this year.
Bleacher Report actually had a decent breakdown of the basics of the Cover-4 which you can read here:
http://bleacherreport.com/articles/2094989-nfl-101-introducing-the-basics-of-cover-4
I hope this helped to answer your question.