The P&R Plague Thread (Covid-19)

Frott Scost said:
Because our system is based on employer based health insurance in order to afford care. If someone loses their job, or gets sick and gets fired in her case, they lose their ability to afford healthcare. Now not only does her family have to grieve her death, but also probably pay off medical bills for years on end. That is a terrible and f#&%ed up system that only happens in the US and if you think its a good system than I feel sorry for you.
Click to expand...




I don't know much about the medical bills part, like if that's different than family paying off other stuff. But a word of advice I have is to not do joint credit cards for big expenses. If both names aren't on it the spouse won't have to pay any of it back. If I make it to like 85 or 90 I'm gonna start doing hard drugs and also max out all of my credit cards. 

 
Last edited by a moderator:
Moiraine said:
I don't know much about the medical bills part, like if that's different than family paying off other stuff. But a word of advice I have is to not do joint credit cards for big expenses. If both names aren't on it the spouse won't have to pay any of it back. If I make it to like 85 or 90 I'm gonna start doing hard drugs and also max out all of my credit cards. 
Click to expand...
Well the tweet said they had to set up a gofundme for medical expenses so I assume someone is going to be paying. The hospital is not going to write off hundreds of thousands of dollars in medical bills. And she was there for almost two months, so who knows how long she was there without insurance and even with insurance they pay the least amount possible. 

 
Moiraine said:
I don't know much about the medical bills part, like if that's different than family paying off other stuff. But a word of advice I have is to not do joint credit cards for big expenses. If both names aren't on it the spouse won't have to pay any of it back. If I make it to like 85 or 90 I'm gonna start doing hard drugs and also max out all of my credit cards. 
Click to expand...
The bold is incorrect. Bankruptcy courts determine how much has to be paid to whom in the end and they aren't taken in by obvious ploys like this.

 
RedDenver said:
The bold is incorrect. Bankruptcy courts determine how much has to be paid to whom in the end and they aren't taken in by obvious ploys like this.
Click to expand...




You don't have to pay off credit card debt for your deceased spouse if your name was not on the card (except with a few exceptions). I'm not sure why you're calling this a ploy... this is just what is. Even authorized users don't have to pay off the Credit card debt for a deceased cardholder.

 
Last edited by a moderator:
Moiraine said:
You don't have to pay off credit card debt for your deceased spouse if your name was not on the card (except with a few exceptions). I'm not sure why you're calling this a ploy... this is just what is. Even authorized users don't have to pay off the Credit card debt for a deceased cardholder.
Click to expand...
Holy crap, you're correct! This is one of the dumber loopholes I've seen: https://www.consumerfinance.gov/ask-cfpb/am-i-responsible-to-pay-off-the-debts-of-my-deceased-spouse-en-1467/#:~:text=In most cases you will,off your deceased spouse's debts.&text=If there is a joint,responsible for the amount owed.

 
BlitzFirst said:
Pretty s#!tty move and this guy is a pig.
Click to expand...




I don't know much about him but I trust he's a pig if you say so. Feel free to elaborate.

That said, you shouldn't fall for the stuff archy posts. Illinois gave/is giving $900 million in Covid relief. What they're talking about in the article is $20 million, and it isn't Covid relief. It's tax relief they planned back in 2019 to go into effect in 2021 that they are now canceling. It's good to get the full story instead of the one the Republicans complaining about it are trying to feed people.

 
Last edited by a moderator:
Moiraine said:
I don't know much about him but I trust he's a pig if you say so. Feel free to elaborate.

That said, you shouldn't fall for the stuff archy posts. Illinois gave/is giving $900 million in Covid relief. What they're talking about in the article is $20 million, and it isn't Covid relief. It's tax relief they planned back in 2019 to go into effect in 2021 that they are now canceling. It's good to get the full story instead of the one the Republicans complaining about it are trying to feed people.
Click to expand...
I posted a straight local news story with zero comment from myself. 

 
Back
Top